Vehicle Loans
(titled boats, motorcycles, etc. same as cars)
| Year | Term | Rate (APR)* As low as** |
|---|---|---|
| 2022-2025 | 3 Years | 5.24% |
| 4 Years | 5.99% | |
| 5 Years | 6.24% | |
| 6 Years | 6.99% |
| Year | Term | Rate (APR)* As low as** |
|---|---|---|
| 2020-2021 | 3 Years | 6.24% |
| 4 Years | 6.49% | |
| 5 Years | 6.99% |
| Year | Term | Rate (APR)* As low as** |
|---|---|---|
| 2015-2019 | 3 Years | 6.74% |
| 4 Years | 7.24% | |
| 5 Years | 8.49% |
| Year | Term | Rate (APR)* As low as** |
|---|---|---|
| 2014/older | 2 Years | 7.49% |
| 3 Years | 7.99% | |
| 4 Years | 8.99% |
Other Loans
| Type | Rate (APR)* As low as** |
|---|---|
| Equipment w/o VIN | 12% |
| Unsecured | 15% |
| Share Secured | 2.99% |
*APR is the Annual Percentage Rate.
*All rates are determined by the Board of Directors and are subject to change without notice.
*Subject to credit check & credit approval
*Refinance charge of $100 may apply.
**As low as – with approved credit; some restrictions may apply
**These are our Lowest Rates Available. Your Actual Rate and Term will reflect your Individual Circumstances.
Please contact the Credit Union to verify current rates.
Term Share Rates
| Months | APR | APY** |
|---|---|---|
| 12 Months | 2.96% | 3.00% |
| 24 Months | 2.72% | 2.75% |
Special Rates**
| Months | APR | APY* |
|---|---|---|
| 12 Months | 3.74% | 3.80% |
*$1,000 minimum deposit required for regular term shares. All special rate term shares require $25,000 minimum deposit.3-11 month products paid monthly, others paid quarterly. All rates subject to change. APY = Annual Percentage Yield.
**New money only